PM Surya Ghar Yojana & Gujarat Subsidies: 2026 Guide for Homeowners
Introduction
As India strives towards a more sustainable future, the government has introduced various initiatives to encourage the use of renewable energy. One such initiative is the PM Surya Ghar Yojana, which aims to promote solar energy adoption across the country. The Gujarat Government also offers additional subsidies and incentives to homeowners who wish to invest in solar rooftop systems.
In this 2026 guide, we’ll explore everything you need to know about the PM Surya Ghar Yojana, Gujarat subsidies, and how you, as a homeowner in Gujarat, can benefit from these programs. Whether you’re interested in reducing your electricity bills, contributing to a sustainable future, or taking advantage of financial incentives, this guide will help you make an informed decision about installing a solar rooftop system in your home.
At Ascent Energy, a leading solar EPC company in Gujarat, we are dedicated to helping homeowners make the most of the available government schemes and subsidies. Let’s dive into the details of PM Surya Ghar Yojana and Gujarat subsidies in 2026.
What is the PM Surya Ghar Yojana?
The PM Surya Ghar Yojana (also known as the Pradhan Mantri Surya Ghar Yojana) is a government initiative aimed at promoting the installation of solar rooftop systems across the country. Launched as part of India’s renewable energy targets, the scheme focuses on providing affordable solar solutions for homes, businesses, and institutions.
Under this scheme, homeowners can get financial assistance and subsidies to help offset the initial costs of installing solar systems. The goal is to make solar energy more accessible, reduce dependency on conventional electricity, and help achieve India’s renewable energy targets.
Key Features of the PM Surya Ghar Yojana:
- Subsidy on Installation: The scheme offers a subsidy of up to 40% for homeowners, reducing the overall cost of the installation.
- Interest-Free Loans: Homeowners can avail loans to cover the cost of solar system installation, making solar power more affordable.
- Net Metering Facility: With the PM Surya Ghar Yojana, homeowners can benefit from the net metering system, which allows them to sell excess solar power back to the grid, earning credits for future use.
- Online Application Process: The application process is entirely online, making it easy for homeowners to apply and get their solar systems installed.
Gujarat Solar Subsidies: What’s Available for Homeowners in 2026?
In addition to the PM Surya Ghar Yojana, the Gujarat Government offers its own set of solar subsidies and incentives to encourage the use of renewable energy. The state has been proactive in supporting the solar energy transition, with policies designed to reduce the upfront costs of installing solar systems and increase the adoption of solar power across homes and businesses.
Key Subsidies and Benefits for Homeowners in Gujarat:
- Subsidy on Solar Rooftop Systems:
Gujarat offers a subsidy of up to 40% for residential solar rooftop installations under the State Solar Policy. This is in addition to the central subsidy under the PM Surya Ghar Yojana, making solar power installation more affordable for homeowners. - Tax Benefits (Accelerated Depreciation):
Industries and businesses in Gujarat that install solar systems can benefit from accelerated depreciation. They can claim 40% depreciation in the first year, reducing their taxable income and providing immediate tax relief. - Low-Interest Loans:
The Gujarat Government offers low-interest loans for solar rooftop systems, helping homeowners cover the cost of installation. These loans are designed to be affordable and accessible, making the transition to solar energy easier for homeowners. - Net Metering Incentives:
Through net metering, Gujarat homeowners can sell excess solar energy back to the grid. This not only offsets energy costs but can also generate additional revenue. Homeowners are credited for the excess power generated, which can be used when the solar system is not producing enough energy, such as at night. - Special Schemes for Rural Areas:
In rural parts of Gujarat, the government provides additional incentives for installing solar rooftop systems. These schemes aim to ensure that even rural communities have access to affordable and sustainable energy solutions. - GST Benefits:
The GST on solar systems in India is capped at 5%, which is significantly lower than the standard GST on most goods and services. This helps reduce the cost of installing solar systems for homeowners.
How to Apply for PM Surya Ghar Yojana & Gujarat Solar Subsidies
Applying for the PM Surya Ghar Yojana and Gujarat subsidies is a straightforward process. Here’s a step-by-step guide on how you can take advantage of these incentives:
Step 1: Check Eligibility
Before applying, make sure your home is eligible for the subsidies. The PM Surya Ghar Yojana is available to residential homeowners across India, but specific criteria may apply for the Gujarat subsidies. For instance, your roof should have enough space for the solar system, and the house should have access to sunlight for most of the day.
Step 2: Choose a Solar EPC Provider
Choosing a reliable solar EPC provider is crucial to ensure the correct installation of your solar rooftop system. At Ascent Energy, we offer customized solar solutions tailored to your energy needs and ensure that your system meets all technical and regulatory standards.
Step 3: Apply Online
- PM Surya Ghar Yojana: Visit the official government portal for the PM Surya Ghar Yojana and submit your application online. You’ll need to provide basic information about your home, energy needs, and roof specifications.
- Gujarat Subsidy: Visit the Gujarat State Nodal Agency (GSDA) website to apply for the state subsidies. Submit the necessary documents, including your property details and electricity bills.
Step 4: Site Evaluation and Installation
Once your application is approved, your solar EPC provider will conduct a site assessment to determine the optimal placement for your solar panels. After approval, installation can begin. The process typically takes 1-2 weeks, depending on the size of the system.
Step 5: Enjoy the Benefits
Once your system is up and running, you can start enjoying the benefits of clean energy. You’ll see a significant reduction in your electricity bills and can even earn credits through net metering.
Why Install Solar Now?
The benefits of installing a solar rooftop system extend beyond just the financial incentives. With increasing electricity costs, unstable grid power, and growing concerns about environmental sustainability, solar energy offers homeowners a reliable and long-term solution.
By installing solar in 2026, you ensure that your home is prepared for the future — with reduced electricity bills, energy independence, and a smaller carbon footprint. The PM Surya Ghar Yojana and Gujarat subsidies provide the perfect opportunity to make the transition to solar energy affordable and sustainable.
Conclusion: Take Advantage of Solar Incentives Before They Expire
The PM Surya Ghar Yojana and Gujarat Solar Subsidies offer homeowners a fantastic opportunity to install solar rooftop systems with significant financial benefits. By acting before March 31st, you can make the most of the available tax breaks and government incentives, reducing your installation costs and increasing your long-term savings.
At Ascent Energy, we are here to help you navigate the process of installing a solar system, from eligibility checks to installation and maintenance. Our expert team ensures that you receive the best possible solution, making your transition to solar energy seamless and cost-effective.